:root {
  --bg: #07111f;
  --bg-soft: #0d1b2f;
  --bg-card: rgba(255, 255, 255, 0.08);
  --card: #fbfbf8;
  --text: #f7fafc;
  --muted: #aab6c5;
  --ink: #101827;
  --ink-soft: #596274;
  --line: rgba(255, 255, 255, 0.14);
  --line-dark: rgba(16, 24, 39, 0.12);
  --accent: #9ef7d2;
  --accent-2: #7cb7ff;
  --accent-3: #f7d57f;
  --danger: #ffb3a6;
  --shadow: 0 32px 80px rgba(0, 0, 0, 0.35);
  --radius-xl: 34px;
  --radius-lg: 24px;
  --radius-md: 16px;
  --max-width: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at 20% 10%, rgba(124, 183, 255, 0.28), transparent 34rem),
    radial-gradient(circle at 78% 18%, rgba(158, 247, 210, 0.20), transparent 32rem),
    linear-gradient(145deg, #050912 0%, #07111f 45%, #101827 100%);
  min-height: 100vh;
}

button,
input,
select {
  font: inherit;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-shell {
  width: min(100% - 32px, var(--max-width));
  margin: 0 auto;
}

.site-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 0;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-weight: 750;
  letter-spacing: -0.03em;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 14px;
  color: #06131d;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  box-shadow: 0 16px 40px rgba(124, 183, 255, 0.28);
  font-size: 0.86rem;
}

.brand-text {
  font-size: 1.02rem;
}

.nav-links {
  display: flex;
  gap: 22px;
  color: var(--muted);
  font-size: 0.95rem;
}

.nav-links a:hover {
  color: var(--text);
}

.hero-section {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(420px, 1.1fr);
  gap: 42px;
  align-items: center;
  padding: 72px 0 72px;
}

.hero-copy {
  padding: 20px 0;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.74rem;
  font-weight: 800;
}

.eyebrow.compact {
  margin-bottom: 10px;
  font-size: 0.67rem;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 20px;
  font-size: clamp(3.1rem, 8vw, 6.8rem);
  line-height: 0.92;
  letter-spacing: -0.085em;
}

.hero-subtitle {
  max-width: 600px;
  margin-bottom: 34px;
  color: #d9e1ea;
  font-size: clamp(1.06rem, 2vw, 1.28rem);
  line-height: 1.6;
}

.hero-stats {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.hero-stats div {
  min-width: 112px;
  padding: 16px 18px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.055);
  backdrop-filter: blur(18px);
}

.hero-stats span {
  display: block;
  font-size: 1.6rem;
  font-weight: 760;
  letter-spacing: -0.05em;
}

.hero-stats small {
  color: var(--muted);
}

.calculator-card {
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: var(--radius-xl);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.93), rgba(250, 251, 247, 0.98)),
    var(--card);
  color: var(--ink);
  box-shadow: var(--shadow);
  position: relative;
  overflow: hidden;
}

.calculator-card::before {
  content: "";
  position: absolute;
  inset: -120px -120px auto auto;
  width: 260px;
  height: 260px;
  border-radius: 999px;
  background: radial-gradient(circle, rgba(158, 247, 210, 0.45), transparent 62%);
  pointer-events: none;
}

.card-topline {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  justify-content: space-between;
  position: relative;
  z-index: 1;
  margin-bottom: 22px;
}

.segmented-control {
  display: inline-flex;
  padding: 4px;
  border: 1px solid var(--line-dark);
  border-radius: 999px;
  background: rgba(16, 24, 39, 0.045);
}

.segment {
  border: 0;
  border-radius: 999px;
  padding: 10px 16px;
  color: var(--ink-soft);
  background: transparent;
  cursor: pointer;
}

.segment.active {
  color: var(--text);
  background: #111827;
  box-shadow: 0 10px 26px rgba(17, 24, 39, 0.22);
}

.status-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 13px;
  border-radius: 999px;
  color: #0b4d34;
  background: rgba(158, 247, 210, 0.42);
  font-size: 0.82rem;
  font-weight: 700;
  white-space: nowrap;
}

.status-pill::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: #11b879;
}

.mortgage-form {
  position: relative;
  z-index: 1;
}

.field-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.field-grid.bottom-fields {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 14px;
}

.field-grid.bottom-fields:has(#customRateField:not(.hidden)) {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.field.full-width {
  grid-column: 1 / -1;
}

.field {
  display: grid;
  gap: 8px;
}

.field span:first-child {
  color: var(--ink-soft);
  font-size: 0.84rem;
  font-weight: 700;
}

.input-wrap,
select {
  width: 100%;
  min-height: 54px;
  border: 1px solid var(--line-dark);
  border-radius: 17px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.78);
  outline: none;
  transition: border-color 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.input-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0 15px;
}

.input-wrap.suffix {
  justify-content: space-between;
}

.input-wrap span {
  color: var(--ink-soft);
  font-weight: 760;
}

.input-wrap input {
  width: 100%;
  border: 0;
  outline: 0;
  color: var(--ink);
  background: transparent;
  font-weight: 720;
  letter-spacing: -0.02em;
}

select {
  padding: 0 16px;
  font-weight: 720;
  appearance: none;
  background-image:
    linear-gradient(45deg, transparent 50%, #6b7280 50%),
    linear-gradient(135deg, #6b7280 50%, transparent 50%);
  background-position:
    calc(100% - 20px) 24px,
    calc(100% - 14px) 24px;
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
}

.input-wrap:focus-within,
select:focus {
  border-color: rgba(22, 163, 116, 0.7);
  box-shadow: 0 0 0 5px rgba(158, 247, 210, 0.26);
  background: #fff;
}

.result-panel {
  margin: 22px 0 14px;
  padding: 24px;
  border-radius: 24px;
  color: var(--text);
  background:
    radial-gradient(circle at 90% 0%, rgba(158, 247, 210, 0.28), transparent 40%),
    linear-gradient(135deg, #101827, #13243a);
}

.result-label {
  margin-bottom: 8px;
  color: #b8c4d4;
  font-size: 0.88rem;
  font-weight: 700;
}

.monthly-payment {
  font-size: clamp(2.6rem, 6vw, 4.3rem);
  line-height: 1;
  letter-spacing: -0.075em;
  font-weight: 830;
}

.selected-summary {
  margin-top: 10px;
  color: #dce7f3;
  font-weight: 650;
}

.mini-results {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.mini-results div {
  padding: 16px;
  border: 1px solid var(--line-dark);
  border-radius: 18px;
  background: rgba(16, 24, 39, 0.045);
}

.mini-results span {
  display: block;
  margin-bottom: 7px;
  color: var(--ink-soft);
  font-size: 0.78rem;
  font-weight: 740;
}

.mini-results strong {
  font-size: 1.08rem;
  letter-spacing: -0.04em;
}

.fine-print {
  margin: 15px 0 0;
  color: var(--ink-soft);
  font-size: 0.78rem;
  line-height: 1.5;
}

.advanced-costs {
  position: relative;
  z-index: 1;
  margin-top: 16px;
  border: 1px solid var(--line-dark);
  border-radius: 22px;
  background: rgba(16, 24, 39, 0.04);
  overflow: hidden;
}

.advanced-costs summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 18px;
  cursor: pointer;
  list-style: none;
}

.advanced-costs summary::-webkit-details-marker {
  display: none;
}

.advanced-costs summary::after {
  content: "+";
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 28px;
  height: 28px;
  border-radius: 999px;
  color: var(--ink);
  background: rgba(158, 247, 210, 0.48);
  font-weight: 850;
}

.advanced-costs[open] summary::after {
  content: "−";
}

.advanced-costs summary span {
  display: grid;
  gap: 4px;
}

.advanced-costs summary strong {
  letter-spacing: -0.035em;
}

.advanced-costs summary small,
.costs-note {
  color: var(--ink-soft);
  line-height: 1.45;
}

.advanced-costs summary em {
  margin-left: auto;
  color: #0b4d34;
  font-size: 0.82rem;
  font-style: normal;
  font-weight: 790;
  white-space: nowrap;
}

.advanced-costs-body {
  padding: 0 18px 18px;
}

.field-grid.cost-fields {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.costs-note {
  margin: 12px 0 0;
  font-size: 0.78rem;
}

.payment-breakdown {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 8px;
  margin-top: 18px;
}

.payment-breakdown div {
  padding: 10px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.075);
}

.payment-breakdown span {
  display: block;
  margin-bottom: 5px;
  color: #b8c4d4;
  font-size: 0.68rem;
  font-weight: 760;
}

.payment-breakdown strong {
  display: block;
  color: #f7fafc;
  font-size: 0.82rem;
  letter-spacing: -0.035em;
}

.hidden {
  display: none !important;
}

.comparison-section,
.content-section,
.faq-section {
  padding: 72px 0;
}

.section-heading {
  max-width: 760px;
  margin-bottom: 30px;
}

.section-heading.narrow {
  max-width: 660px;
}

.section-heading h2,
.story-card h2 {
  margin-bottom: 12px;
  font-size: clamp(2.1rem, 5vw, 4.5rem);
  line-height: 0.96;
  letter-spacing: -0.075em;
}

.section-heading p:not(.eyebrow),
.story-card p:not(.eyebrow) {
  color: #c9d3df;
  font-size: 1.05rem;
  line-height: 1.6;
}

.comparison-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.term-card {
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.072);
  backdrop-filter: blur(18px);
}

.term-card.selected {
  border-color: rgba(158, 247, 210, 0.8);
  background: rgba(158, 247, 210, 0.12);
  box-shadow: 0 22px 60px rgba(0, 0, 0, 0.22);
}

.term-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 20px;
}

.term-header h3 {
  margin: 0;
  font-size: 1.18rem;
  letter-spacing: -0.04em;
}

.term-badge {
  padding: 7px 10px;
  border-radius: 999px;
  color: #06131d;
  background: var(--accent);
  font-size: 0.72rem;
  font-weight: 800;
}

.term-metric {
  margin-bottom: 15px;
}

.term-metric span {
  display: block;
  margin-bottom: 5px;
  color: var(--muted);
  font-size: 0.78rem;
  font-weight: 760;
}

.term-metric strong {
  display: block;
  font-size: 1.45rem;
  letter-spacing: -0.055em;
}

.term-metric.primary strong {
  font-size: 2.12rem;
}

.term-bar-shell {
  overflow: hidden;
  height: 11px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
}

.term-bar {
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--accent), var(--accent-2));
  width: 30%;
  transition: width 220ms ease;
}

.insight-card,
.cost-story,
.content-grid article,
.faq-list details,
.site-footer {
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.065);
  backdrop-filter: blur(18px);
}

.insight-card {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 22px;
  margin-top: 18px;
  padding: 28px;
  border-radius: var(--radius-lg);
}

.insight-card h3 {
  margin: 0;
  font-size: clamp(1.35rem, 2.4vw, 2.1rem);
  line-height: 1.05;
  letter-spacing: -0.055em;
}

.insight-card p:not(.eyebrow) {
  margin: auto 0;
  color: #d6e0ea;
  font-size: 1.04rem;
  line-height: 1.65;
}

.cost-story {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 28px;
  align-items: stretch;
  margin: 24px 0 72px;
  padding: 28px;
  border-radius: var(--radius-xl);
}

.story-card {
  padding: 10px;
}

.chart-card {
  display: grid;
  gap: 22px;
  align-content: center;
  padding: 20px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.07);
}

.chart-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 10px;
  color: #e8eef5;
  font-size: 0.9rem;
}

.chart-label span {
  color: var(--muted);
}

.chart-label strong {
  letter-spacing: -0.035em;
}

.bar-shell {
  height: 16px;
  overflow: hidden;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.11);
}

.bar {
  height: 100%;
  width: 0;
  min-width: 4px;
  border-radius: inherit;
  transition: width 220ms ease;
}

.bar.principal {
  background: linear-gradient(90deg, var(--accent-2), #c7ddff);
}

.bar.interest {
  background: linear-gradient(90deg, var(--accent), #e7fff5);
}

.bar.down {
  background: linear-gradient(90deg, var(--accent-3), #fff1bf);
}

.content-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.content-grid article {
  min-height: 230px;
  padding: 22px;
  border-radius: 24px;
}

.content-grid h3 {
  margin-bottom: 12px;
  font-size: 1.18rem;
  letter-spacing: -0.045em;
}

.content-grid p {
  color: #c8d4e2;
  line-height: 1.62;
}

.faq-list {
  display: grid;
  gap: 12px;
}

.faq-list details {
  padding: 20px 22px;
  border-radius: 20px;
}

.faq-list summary {
  cursor: pointer;
  font-weight: 780;
  letter-spacing: -0.025em;
}

.faq-list p {
  margin: 14px 0 0;
  color: #cbd6e3;
  line-height: 1.65;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  margin: 36px 0 28px;
  padding: 24px;
  border-radius: 24px;
  color: #dbe5f0;
}

.site-footer p {
  margin: 6px 0 0;
  color: var(--muted);
}

.footer-note {
  max-width: 420px;
  text-align: right;
}

@media (max-width: 980px) {
  .hero-section,
  .cost-story,
  .insight-card {
    grid-template-columns: 1fr;
  }

  .hero-section {
    padding-top: 42px;
  }

  .calculator-card {
    max-width: 720px;
  }

  .comparison-cards,
  .content-grid {
    grid-template-columns: 1fr 1fr;
  }

  .payment-breakdown {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-note {
    text-align: left;
  }
}

@media (max-width: 720px) {
  .site-shell {
    width: min(100% - 22px, var(--max-width));
  }

  .site-header,
  .site-footer,
  .card-topline {
    align-items: flex-start;
    flex-direction: column;
  }

  .nav-links {
    width: 100%;
    justify-content: space-between;
    gap: 12px;
  }

  h1 {
    font-size: clamp(3rem, 18vw, 4.2rem);
  }

  .calculator-card {
    padding: 18px;
    border-radius: 26px;
  }

  .field-grid,
  .field-grid.bottom-fields,
  .field-grid.bottom-fields:has(#customRateField:not(.hidden)),
  .field-grid.cost-fields,
  .mini-results,
  .payment-breakdown,
  .comparison-cards,
  .content-grid {
    grid-template-columns: 1fr;
  }

  .monthly-payment {
    font-size: 3.1rem;
  }

  .comparison-section,
  .content-section,
  .faq-section {
    padding: 52px 0;
  }

  .cost-story {
    margin-bottom: 52px;
    padding: 18px;
  }

  .hero-stats div {
    flex: 1 1 100px;
  }
}

@supports not selector(:has(*)) {
  .field-grid.bottom-fields {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  @media (max-width: 720px) {
    .field-grid.bottom-fields {
      grid-template-columns: 1fr;
    }
  }
}


/* Launch content and trust pages */
.nav-links {
  flex-wrap: wrap;
  justify-content: flex-end;
}

.page-main {
  padding-bottom: 34px;
}

.page-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 22px;
  padding: 72px 0 34px;
}

.page-hero h1 {
  max-width: 980px;
  margin-bottom: 18px;
  font-size: clamp(3rem, 7.4vw, 6.3rem);
}

.page-hero p:not(.eyebrow) {
  max-width: 760px;
  color: #d9e1ea;
  font-size: clamp(1.04rem, 2vw, 1.22rem);
  line-height: 1.65;
}

.page-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 8px;
}

.button-link,
.ghost-link,
.text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 780;
}

.button-link,
.ghost-link {
  min-height: 48px;
  padding: 0 18px;
  border-radius: 999px;
}

.button-link {
  color: #06131d;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  box-shadow: 0 18px 42px rgba(124, 183, 255, 0.22);
}

.ghost-link {
  border: 1px solid var(--line);
  color: var(--text);
  background: rgba(255, 255, 255, 0.065);
}

.text-link {
  color: var(--accent);
}

.text-link:hover,
.footer-link-group a:hover {
  color: var(--accent-2);
}

.page-card,
.article-card,
.note-card,
.trust-card,
.contact-card,
.legal-card,
.comparison-table-wrap {
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.065);
  backdrop-filter: blur(18px);
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(320px, 0.22fr);
  gap: 22px;
  align-items: start;
  padding: 22px 0 72px;
}

.article-card,
.legal-card {
  padding: clamp(22px, 4vw, 40px);
}

.article-card h2,
.legal-card h2,
.page-card h2 {
  margin: 34px 0 12px;
  font-size: clamp(1.7rem, 3vw, 2.7rem);
  line-height: 1;
  letter-spacing: -0.06em;
}

.article-card h2:first-child,
.legal-card h2:first-child,
.page-card h2:first-child {
  margin-top: 0;
}

.article-card h3,
.legal-card h3,
.page-card h3 {
  margin: 24px 0 9px;
  font-size: 1.25rem;
  letter-spacing: -0.04em;
}

.article-card p,
.article-card li,
.legal-card p,
.legal-card li,
.page-card p,
.page-card li,
.note-card p,
.trust-card p,
.contact-card p {
  color: #c8d4e2;
  line-height: 1.68;
}

.article-card ul,
.legal-card ul,
.page-card ul {
  padding-left: 1.15rem;
}

.kicker-grid,
.trust-grid,
.guide-teaser-grid,
.contact-grid,
.legal-grid {
  display: grid;
  gap: 16px;
}

.kicker-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin: 20px 0 8px;
}

.kicker-grid div,
.page-card,
.note-card,
.trust-card,
.contact-card {
  padding: 22px;
}

.kicker-grid div {
  border: 1px solid var(--line);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.07);
}

.kicker-grid span {
  display: block;
  margin-bottom: 6px;
  color: var(--accent);
  font-weight: 850;
  letter-spacing: -0.04em;
  font-size: 1.7rem;
}

.kicker-grid small {
  color: var(--muted);
  line-height: 1.5;
}

.comparison-table-wrap {
  overflow-x: auto;
  margin: 24px 0;
}

.comparison-table {
  width: 100%;
  min-width: 680px;
  border-collapse: collapse;
}

.comparison-table th,
.comparison-table td {
  padding: 16px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.comparison-table th {
  color: var(--accent);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
}

.comparison-table td {
  color: #e4ebf3;
}

.comparison-table tr:last-child td {
  border-bottom: 0;
}

.sidebar-stack {
  display: grid;
  gap: 16px;
  position: sticky;
  top: 18px;
}

.note-card h3,
.trust-card h3,
.contact-card h3 {
  margin-bottom: 10px;
  font-size: 1.2rem;
  letter-spacing: -0.04em;
}

.note-card strong,
.trust-card strong,
.contact-card strong {
  color: var(--text);
}

.trust-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding-bottom: 72px;
}

.contact-grid,
.legal-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  padding: 20px 0 72px;
}

.legal-grid .legal-card:first-child {
  grid-column: 1 / -1;
}

.fine-list {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.fine-list li {
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
}

.fine-list li:last-child {
  border-bottom: 0;
}

.guide-teaser-section {
  padding-top: 36px;
}

.guide-cta-card {
  border-color: rgba(158, 247, 210, 0.45) !important;
  background: rgba(158, 247, 210, 0.10) !important;
}

.footer-link-group {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px 16px;
  max-width: 420px;
  color: var(--muted);
  font-size: 0.9rem;
}

.site-footer {
  align-items: flex-start;
}

@media (max-width: 980px) {
  .article-layout,
  .trust-grid,
  .contact-grid,
  .legal-grid,
  .kicker-grid {
    grid-template-columns: 1fr;
  }

  .sidebar-stack {
    position: static;
  }

  .footer-link-group {
    justify-content: flex-start;
    max-width: none;
  }
}

@media (max-width: 720px) {
  .page-hero {
    padding-top: 42px;
  }

  .page-actions {
    flex-direction: column;
  }

  .button-link,
  .ghost-link {
    justify-content: center;
    width: 100%;
  }

  .nav-links {
    justify-content: flex-start;
  }
}

.source-links {
  display: grid;
  gap: 8px;
  margin-top: 12px;
  font-size: 0.92rem;
}


/* =========================================================
   2026 site expansion — inherits the original RMP design
   ========================================================= */
.page-main.wide { width: 100%; }
.page-hero .hero-badges,
.resource-actions { display:flex; gap:12px; flex-wrap:wrap; margin-top:24px; }
.resource-counts { display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-top:28px; }
.resource-counts > div { border:1px solid var(--line); border-radius:18px; padding:16px; background:rgba(255,255,255,.06); }
.resource-counts strong { display:block; color:var(--accent); font-size:1.6rem; }
.resource-counts span { color:var(--muted); font-size:.82rem; }

.section-block { padding:54px 0; }
.section-heading { max-width:760px; margin-bottom:26px; }
.section-heading h2 { margin:0 0 10px; font-size:clamp(2rem,4vw,3.4rem); letter-spacing:-.04em; }
.section-heading p { color:var(--muted); margin:0; }
.tool-grid, .resource-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:18px; }
.tool-card, .resource-card {
  padding:24px; border:1px solid var(--line); border-radius:var(--radius-lg);
  background:var(--bg-card); min-height:220px; display:flex; flex-direction:column;
}
.tool-card:hover,.resource-card:hover { transform:translateY(-3px); transition:.2s ease; border-color:rgba(158,247,210,.5); }
.tool-card h3,.resource-card h3 { margin:14px 0 8px; font-size:1.25rem; }
.tool-card p,.resource-card p { color:var(--muted); margin:0 0 18px; }
.tool-card .text-link,.resource-card .text-link { margin-top:auto; }
.category-pill { display:inline-flex; width:max-content; padding:6px 10px; border-radius:999px; background:rgba(158,247,210,.12); color:var(--accent); font-size:.75rem; font-weight:800; }

.calc-page-grid { display:grid; grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr); gap:24px; align-items:start; }
.calc-form-card, .calc-result-card {
  border-radius:var(--radius-xl); background:var(--card); color:var(--ink); box-shadow:var(--shadow); padding:28px;
}
.calc-result-card { position:sticky; top:24px; background:linear-gradient(145deg,#0d1b2f,#07111f); color:var(--text); border:1px solid var(--line); }
.calc-result-card h2,.calc-result-card h3 { color:var(--text); }
.calc-result-card .eyebrow { color:var(--accent); }
.calc-result-value { font-size:clamp(2.4rem,5vw,4.4rem); line-height:1; margin:14px 0 20px; letter-spacing:-.05em; }
.calc-result-row { display:flex; justify-content:space-between; gap:18px; padding:12px 0; border-top:1px solid var(--line); }
.calc-result-row span { color:var(--muted); }
.calc-field-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:16px; }
.calc-field { display:grid; gap:8px; }
.calc-field span { color:var(--ink-soft); font-size:.84rem; font-weight:700; }
.calc-field input,.calc-field select {
  width:100%; border:1px solid var(--line-dark); border-radius:14px; padding:14px 15px;
  background:#fff; color:var(--ink); font:inherit;
}
.calc-submit {
  width:100%; border:0; border-radius:999px; padding:15px 18px; margin-top:18px;
  background:linear-gradient(135deg,var(--accent),var(--accent-2)); color:#07111f; font-weight:900; cursor:pointer;
}
.calc-note { color:var(--muted); font-size:.78rem; margin-top:16px; }
.amort-table-wrap { overflow:auto; margin-top:22px; }
.amort-table { width:100%; border-collapse:collapse; font-size:.78rem; }
.amort-table th,.amort-table td { padding:9px; border-bottom:1px solid var(--line-dark); text-align:right; white-space:nowrap; }
.amort-table th:first-child,.amort-table td:first-child { text-align:left; }

.article-shell { display:grid; grid-template-columns:minmax(0,1fr) 300px; gap:24px; align-items:start; }
.article-content {
  background:var(--card); color:var(--ink); border-radius:var(--radius-xl); box-shadow:var(--shadow); padding:clamp(26px,5vw,54px);
}
.article-content .lead { font-size:1.2rem; color:var(--ink); }
.article-content h2 { margin-top:38px; font-size:1.8rem; }
.article-content h3 { margin-top:28px; }
.article-content p,.article-content li { color:#454e5e; }
.article-content ul,.article-content ol { padding-left:23px; }
.article-callout { border-left:4px solid var(--accent-2); background:#eef6ff; border-radius:0 14px 14px 0; padding:18px 20px; margin:25px 0; }
.article-sidebar { display:grid; gap:16px; position:sticky; top:24px; }
.article-sidebar .note-card a { display:block; margin:9px 0; }
.article-meta { color:var(--muted); font-size:.82rem; margin-top:14px; }

.faq-list details { border:1px solid var(--line); background:var(--bg-card); border-radius:18px; padding:18px 20px; margin:12px 0; }
.faq-list summary { font-weight:800; cursor:pointer; }
.faq-list p { color:var(--muted); }

.glossary-nav { display:flex; flex-wrap:wrap; gap:8px; margin-top:24px; }
.glossary-nav a { width:34px; height:34px; display:grid; place-items:center; border:1px solid var(--line); border-radius:50%; color:var(--accent); font-weight:800; }
.glossary-letter { margin-top:42px; color:var(--accent); }
.glossary-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:14px; }
.glossary-card { background:var(--card); color:var(--ink); border-radius:18px; padding:19px; border:1px solid var(--line-dark); }
.glossary-card h3 { margin:0 0 6px; font-size:1rem; }
.glossary-card p { margin:0; color:var(--ink-soft); font-size:.9rem; }

.site-map-list { columns:3; gap:32px; }
.site-map-list a { display:block; color:var(--accent); margin:8px 0; overflow-wrap:anywhere; }

@media (max-width: 940px) {
  .tool-grid,.resource-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .calc-page-grid,.article-shell { grid-template-columns:1fr; }
  .calc-result-card,.article-sidebar { position:static; }
}
@media (max-width: 650px) {
  .tool-grid,.resource-grid,.calc-field-grid,.glossary-grid,.resource-counts { grid-template-columns:1fr; }
  .site-map-list { columns:1; }
}


/* =========================================================
   Phase 6 - Lead generation components
   Uses the existing Real Mortgage Payment design tokens.
   ========================================================= */
.lead-strip {
  margin: 34px 0; padding: 24px; border: 1px solid var(--line);
  border-radius: var(--radius-lg); background: linear-gradient(135deg, rgba(158,247,210,.10), rgba(124,183,255,.10));
  display: grid; grid-template-columns: 1fr auto; gap: 22px; align-items: center;
}
.lead-strip h2,.lead-strip h3 { margin: 0 0 7px; }
.lead-strip p { margin: 0; color: var(--muted); }
.lead-form-card {
  padding: 28px; border-radius: var(--radius-xl); background: var(--card); color: var(--ink);
  box-shadow: var(--shadow); border: 1px solid rgba(255,255,255,.18);
}
.lead-form-card h2,.lead-form-card h3 { color: var(--ink); }
.lead-form-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:16px; }
.lead-form-field { display:grid; gap:7px; }
.lead-form-field.full { grid-column:1 / -1; }
.lead-form-field span { color:var(--ink-soft); font-size:.82rem; font-weight:750; }
.lead-form-field input,.lead-form-field select,.lead-form-field textarea {
  width:100%; border:1px solid var(--line-dark); border-radius:14px; padding:13px 14px;
  background:#fff; color:var(--ink); font:inherit;
}
.lead-form-field textarea { min-height:110px; resize:vertical; }
.lead-consent {
  display:flex; gap:10px; align-items:flex-start; color:var(--ink-soft); font-size:.78rem; line-height:1.45;
  margin-top:15px;
}
.lead-consent input { width:auto; margin-top:3px; }
.lead-submit {
  border:0; border-radius:999px; padding:14px 20px; margin-top:17px; cursor:pointer; font-weight:900;
  background:linear-gradient(135deg,var(--accent),var(--accent-2)); color:#07111f;
}
.lead-status { margin-top:13px; font-size:.84rem; font-weight:700; }
.lead-status.success { color:#11714e; }
.lead-status.error { color:#a62929; }
.lead-page-grid { display:grid; grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr); gap:24px; align-items:start; }
.lead-option-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:18px; }
.lead-option-card {
  padding:24px; border:1px solid var(--line); border-radius:var(--radius-lg); background:var(--bg-card);
  display:flex; flex-direction:column; min-height:260px;
}
.lead-option-card p { color:var(--muted); }
.lead-option-card .text-link { margin-top:auto; }
.lead-icon { font-size:1.8rem; margin-bottom:12px; }
.report-summary {
  margin-top:22px; padding:18px; border-radius:18px; background:#eef6ff; border:1px solid #c7dcf4; color:var(--ink);
}
.report-summary h3 { margin-top:0; }
.report-actions { display:flex; gap:10px; flex-wrap:wrap; margin-top:16px; }
.report-actions button,.report-actions a {
  border:1px solid var(--line-dark); background:#fff; color:var(--ink); padding:11px 15px; border-radius:999px; font-weight:800; cursor:pointer;
}
.lead-admin { background:rgba(255,255,255,.04); border:1px dashed var(--line); padding:18px; border-radius:18px; margin-top:22px; }
.lead-admin button { border:1px solid var(--line); background:transparent; color:var(--text); border-radius:999px; padding:9px 13px; cursor:pointer; }
.microcopy { color:var(--muted); font-size:.76rem; line-height:1.45; }
@media (max-width: 900px) {
  .lead-page-grid { grid-template-columns:1fr; }
  .lead-option-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
}
@media (max-width: 650px) {
  .lead-strip { grid-template-columns:1fr; }
  .lead-form-grid,.lead-option-grid { grid-template-columns:1fr; }
  .lead-form-field.full { grid-column:auto; }
}